Terms of Use

Last updated November 2, 2026

These Terms of Use are an agreement between you and Solara Cash, Las Vegas, Nevada, United States ("Solara Cash", "we", "us"). They cover the Solara Cash apps, solaracash.com, and Solara Cash Pro. By installing or using Solara Cash, you agree to these terms. If you do not agree, do not use the app.

Our Privacy Policy explains how we handle information and is part of these terms.

1. The app

Solara Cash is a personal money app for tracking accounts, transactions, bills, budgets, and forecasts. The core of the app is free to use with no time limit and no account. Solara Cash Pro is an optional paid upgrade.

You must be at least 13 years old to use Solara Cash, and old enough to form a binding contract where you live (or have a parent or guardian's permission) to buy Pro.

2. Your license

We grant you a personal, non-exclusive, non-transferable, revocable license to install and use Solara Cash on devices you own or control, for your own personal or household use, under these terms and the rules of the store you got it from.

You may not:

• copy, sell, rent, or redistribute the app, except as the law allows;
• reverse engineer or decompile it, except where the law allows despite this restriction;
• work around Pro checks or other technical limits;
• use Solara Cash or our servers to break the law, to harm others, or to interfere with the service, for example by sending abusive or automated requests.

Solara Cash includes open-source components under their own licenses, listed in the app under Settings > Open-source licenses. Nothing in these terms limits your rights under those licenses.

3. Your data

Your vault and everything in it belong to you. We do not receive it and claim no rights to it.

• You are responsible for your passphrase and recovery key. Your vault is encrypted with them, and we cannot recover, reset, or bypass them. If you lose both, your data cannot be opened.
• Keep your own copies. Solara Cash keeps automatic backups on your device and lets you save copies and export to CSV, but devices and drives can fail. You are responsible for keeping copies of data that matters to you.
• When you keep your vault in a cloud drive, that provider's terms apply to the file.

4. Not financial advice

Solara Cash is a tool for organizing your own information. It does not provide financial, investment, tax, accounting, or legal advice. Forecasts, "safe to spend", budgets, reports, loan and card calculations, holiday dates, and reminders are estimates based on what you enter and may be wrong or incomplete. Check important figures with your bank, lender, or a qualified professional before relying on them. You are responsible for your financial decisions.

5. Solara Cash Pro

What you get. Pro unlocks the features shown on the Pro screen, such as cash forecasts, debt insights, budgets, reports, and built-in cloud drive connections. Features may change over time as we improve the app.

Per vault. Pro belongs to one vault, through the vault's private Pro ID. Every device that opens that vault, including a partner's, shares its Pro. A new vault starts on the free plan.

Plans. Pro is offered as auto-renewing subscriptions (for example monthly, every 3 months, every 6 months, or yearly) and as a one-time Lifetime purchase. Prices, currencies, and any free trial are shown before you buy and may differ by store and country. Taxes may apply.

Automatic renewal. A subscription renews automatically at the end of each period at the then-current price, and you are charged unless you cancel at least 24 hours before the period ends. You can cancel at any time:

• App Store: in your Apple ID's subscription settings;
• Google Play: in the Play Store's subscriptions;
• web purchases: from the link in your purchase receipt, or by contacting us.

Cancelling stops future renewals; Pro stays on until the end of the period you paid for. If a free trial is offered, you are charged when it ends unless you cancel before then. Any unused part of a free trial ends when you buy a subscription.

Price changes. We may change prices for future periods. The store or we will tell you in advance as required, and you can cancel before the new price applies.

Lifetime. A Lifetime purchase unlocks Pro for that vault for as long as Solara Cash offers Pro features in the app, with no further payments. It is not a promise to support any device or operating system forever.

Refunds. App Store and Google Play purchases are refunded by Apple or Google under their policies; ask them directly. For web purchases, contact support@solaracash.com within 14 days of the charge and we will review your request. If you live in the EU, the UK, or another place that gives you a legal right to cancel or get a refund, these terms do not limit that right.

When Pro ends, your data is never locked or deleted. The vault keeps opening and you can keep editing and exporting it. Pro screens show a preview, and built-in cloud syncing pauses until Pro is active again.

6. Third-party services

Solara Cash works with services we do not control, including Apple, Google, RevenueCat, Stripe, Cloudflare, and cloud drives such as iCloud Drive, OneDrive, Google Drive, Dropbox, Box, and Nextcloud. Your use of them is governed by their own terms. We are not responsible for their availability or actions.

7. Feedback

If you send us feedback or ideas, you allow us to use them to improve Solara Cash without any obligation to you.

8. Ownership

Solara Cash, the app, the website, and the Solara Cash name and logo belong to us and our licensors. These terms do not give you any rights to them except the license in section 2.

9. Disclaimers

To the fullest extent the law allows, Solara Cash is provided "as is" and "as available", without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement. We do not promise that the app will be error-free, uninterrupted, or compatible with every device, bank file, or cloud drive. Some places do not allow these exclusions, so some of them may not apply to you.

10. Limitation of liability

To the fullest extent the law allows, Solara Cash will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for lost profits, lost data, missed payments, fees, or penalties, arising from your use of or inability to use Solara Cash, even if we were told they were possible. Our total liability for any claim relating to Solara Cash is limited to the greater of the amount you paid us for Pro in the 12 months before the claim, or US$50.

Nothing in these terms limits liability that cannot be limited by law, such as for fraud, gross negligence, or death or personal injury caused by negligence, or your rights as a consumer under the laws of the country where you live.

11. Ending these terms

You can stop using Solara Cash at any time by deleting it. We may suspend or end your access to Pro or our servers if you seriously break these terms. Sections 3, 4, and 7 to 13 continue to apply after these terms end.

12. Governing law and disputes

These terms are governed by the laws of the State of Nevada, United States, without regard to conflict-of-law rules. Any dispute will be handled in the state or federal courts located in Clark County, Nevada, and you and we agree to their jurisdiction. If you are a consumer living outside the United States, you also keep the protection of the mandatory laws of your country and may bring claims in your local courts.

Before filing a claim, please contact us at support@solaracash.com so we can try to resolve it informally.

13. Changes to these terms

We may update these terms. We will change the date at the top and publish the new version in the app and at solaracash.com/terms. If a change is material, we will tell you in the app before it takes effect. If you keep using Solara Cash after the change takes effect, the new terms apply; if you do not agree, stop using the app and cancel any subscription.

14. Apple App Store

If you got Solara Cash from Apple's App Store, these additional terms apply:

• These terms are between you and Solara Cash only, not Apple. Solara Cash, not Apple, is responsible for the app and its content.
• Your license is limited to use on Apple-branded products you own or control, as allowed by the App Store's Usage Rules, except that the app may be accessed by other accounts in your Family Sharing group or through volume purchasing where the rules allow.
• Apple has no obligation to provide maintenance or support for the app.
• If the app fails to meet any applicable warranty, you may notify Apple, and Apple will refund the purchase price for the app, if any. To the fullest extent the law allows, Apple has no other warranty obligation for the app. Any other claims, losses, liabilities, damages, costs, or expenses from a failure to meet a warranty are Solara Cash's responsibility.
• Solara Cash, not Apple, is responsible for any claims by you or a third party relating to the app, including product liability claims, claims that the app fails to meet legal or regulatory requirements, and consumer protection, privacy, or similar claims.
• If a third party claims that the app or your use of it infringes their intellectual property, Solara Cash, not Apple, is responsible for investigating, defending, settling, and discharging the claim.
• You confirm that you are not located in a country subject to a U.S. Government embargo or designated as a "terrorist supporting" country, and that you are not on any U.S. Government list of prohibited or restricted parties.
• You must comply with any third-party terms that apply when using the app.
• Apple and its subsidiaries are third-party beneficiaries of these terms, and once you accept them, Apple may enforce them against you.

Questions, complaints, or claims about the app go to us at the contact details below.

15. General

If any part of these terms cannot be enforced, the rest remains in effect. Our not enforcing a part of these terms is not a waiver. You may not transfer your rights under these terms; we may transfer ours as part of a sale or reorganization of Solara Cash. These terms, with the Privacy Policy and the terms of the store you buy from, are the whole agreement between you and us about Solara Cash.

Contact

Solara Cash, Las Vegas, Nevada, United States support@solaracash.com